0% APR Car Deals | Best Interest-Free Cars in 2025

18th Jul 2025

By Ellie Brown

0% APR Finance

When it comes to buying a brand-new car, many drivers will understandably want to spread the costs with flexible finance deals and low monthly payments. With 0% APR, customers can spread their payments over time without incurring interest or additional fees.

Available with Personal Contract Purchase (PCP) and Hire Purchase (HP), you're able to choose the 0% APR finance option that suits your lifestyle perfectly.

We've highlighted some of the most affordable and attractive 0% APR deals on the market in 2025 below.

0% APR Hybrid and Electric Car Deals

If you're looking to make the switch to a more eco-friendly vehicle without the high price tag of buying one outright, consider financing a hybrid or electric car with interest-free payments.

Whether you're interested in going fully electric or you'd like the best of both worlds with a hybrid vehicle, there are plenty of options available with 0% APR finance to browse through.

This can significantly reduce your monthly payments and overall financing costs, making the transition to a hybrid or electric car more accessible.

Vauxhall Corsa 1.2 Turbo Hybrid GS 5dr e-DCT6

Vauxhall Corsa

£159.00 per month inc. VAT, with £7,392.93 initial payment, 6,000 miles per annum, 36 months Personal Contract Purchase.

It should come as no surprise that the Vauxhall Corsa is featured on our list, being one of Britain's most popular and best-loved cars. Its stylish looks, cheap price tag, and economical engines are just a few attributes that have made the Corsa such a hit over the years.

This deal features the GS specification, which comes well equipped with highlights including Apple CarPlay and Android Auto, Speed Sign Recognition, Climate Control, and Automatic Emergency City Braking.

Under the bonnet is a 1.2-litre turbocharged petrol hybrid engine paired with a smooth e-DCT6 automatic gearbox, producing 128bhp. It's ideal for town driving and more than capable on the motorway. You can expect up to 62.8mpg, making it a highly efficient choice.

View Vauxhall Corsa 0% APR Deal

Jeep Avenger 1.2 Summit 5dr DCT

Yellow Jeep Avenger Driving On Road

£333.31 per month inc. VAT, with £3,045.00 initial payment, 6,000 miles per annum, 36 months Personal Contract Purchase.

The Jeep Avenger is a small SUV that leans into everyday use, rather than the off-road image the brand is usually known for. It’s still got a bit of that rugged look, but this version is mainly focused on comfort, technology, and efficiency for city and motorway driving.

This model features a 1.2-litre turbocharged petrol engine paired with a manual gearbox, offering 100bhp. It’s smooth and efficient, returning up to 49.6mpg, making it ideal for daily commutes and longer journeys alike.

Inside, the Summit trim boasts plenty of hi-tech features, including a fully digital driver display, wireless charging pad, adaptive cruise control, and a host of driver aids that help take the edge off longer trips. The cabin has a clean, modern layout and some neat touches that make it feel more grown-up than you might expect.

There’s also a good amount of room in the back for bags and shopping, with a 321-litre boot as standard, which expands to 1,218 litres with the rear seats folded. That makes it well suited for weekends away, daily commutes, or just everyday life when you need flexibility.

View Jeep Avenger 0% APR Deal 

Ford Explorer 125kW Style 52kWh 5dr Auto

Blue Ford Explorer Front Driving On Road

£329.00 per month inc. VAT, with £2,995.00 initial payment, 6,000 miles per annum, 49 months Personal Contract Purchase.

The Ford Explorer is a new name in Ford’s electric line-up, and it’s aimed at those who want the benefits of an SUV but in a package that’s easier to live with and kinder on running costs.

This version features a 125kW electric motor and a 52kWh battery, which delivers solid performance for daily use and 233 miles of range that makes it well-suited to commuting, errands, and regular weekend trips. Being all-electric, it’s quiet and smooth on the road, especially in stop-start traffic.

Inside, the Style trim keeps things simple but not sparse. You’ll find a clean cabin layout with a large touchscreen that handles media, navigation, and smartphone connectivity, plus some clever storage ideas and useful tech that makes everyday driving easier, such as parking sensors and cruise control.

It’s also got a decent-sized 470-litre boot, along with flexible seating that makes it easy to adapt for passengers or luggage.

View Ford Explorer 0% APR Deal 

Ford Focus 1.0 EcoBoost Hybrid mHEV Titanium 5dr

Green Ford Focus Front Driving On Road

£335.00 per month inc. VAT, with £2,995.00 initial payment, 6,000 miles per annum, 39 months Personal Contract Purchase.

The Ford Focus has been celebrated amongst UK drivers ever since its initial launch in 1998, and it's certainly come a long way since then in terms of style, practicality, and driving dynamics.

Ranking high in the hatchback segment, the Focus is extremely dependable and robust, with excellent build quality you can trust. Both drivers and passengers will be entertained on the move too, thanks to an abundance of hi-tech equipment in Titanium models, including a touchscreen infotainment display featuring Apple CarPlay and Android Auto.

Many buyers will opt for the Focus for its practicality, as whilst being compact in size, it sports a decent 375-litre boot that can be extended to 1,237 litres with the rear seats folded.

View Ford Focus 0% APR Deal 

Ford Mustang Mach-E 272kW Premium 91kWh AWD 5dr Auto

Red Ford Mustang Mach-E Front Driving On Road

£559.00 per month inc. VAT, with £9,995.00 initial payment, 6,000 miles per annum, 39 months Personal Contract Purchase.

Electric SUVs have become more common in recent years, but few offer the combination of badge appeal, performance and practicality quite like the Ford Mustang Mach-E. While the name might come from one of Ford’s iconic Mustang, the Mach-E is a very different kind of vehicle; fully electric, family-friendly, and built for everyday use.

This version features a 91kWh battery and twin-motor all-wheel drive setup, producing 272kW of power. That’s enough for fast acceleration and confident grip in all weather, while still offering a real-world driving range of 372 miles.

The Premium trim includes a long list of standard features, with highlights like a panoramic glass roof, heated seats and steering wheel, premium audio, and one of the largest infotainment screens on the market. Ford’s SYNC system is easy to get used to, and there’s also wireless Apple CarPlay and Android Auto included.

In terms of practicality, there’s plenty of room for passengers in both rows, and a good amount of boot space too. The rear cargo area offers 402 litres, rising to 1,420 litres with the back seats folded.

View Ford Mustang Mach-E 0% APR Deal

Ford Kuga 2.5 PHEV ST-Line 5dr CVT

Ford Kuga

£349.00 per month inc. VAT, with £4,995.00 initial payment, 6,000 miles per annum, 39 months Personal Contract Purchase.

Another Ford to add to our list, and that's because they're so reliable at great value for money. The Kuga brings stand-out styling to the range, and provides drivers with a versatile interior that's jam-packed with handy gadgets and gizmos.

The mid-spec ST-Line model is available with an array of standard tech and safety features, such as full digital colour 12.3-inch instrument cluster, front and rear parking sensors, and a rearview camera for added security.

Boot space is excellent at 412 litres, and even 1,534 litres can be achieved if you fold back the rear seats, which will handle plenty of luggage. And what's even more practical is its plug-in hybrid technology, with the ability to conveniently switch to electric power while driving.

View Ford Kuga 0% APR Deal

Find your perfect car with Evans Halshaw

With such a wide range of finance options which allow you to buy a brand-new car on a budget, you're sure to find an affordable offer that suits your lifestyle perfectly. At Evans Halshaw, we offer a range of 0% APR finance deals to support you in making interest-free payments at low monthly costs.

If you've already found the car you'd like, simply contact your local Evans Halshaw retailer today to book a test drive. Alternatively, if you'd like more information, you can visit our blog section, where you can find an extensive range of buying guides to help you start your search for your new car.

Please be aware that all offers are subject to change and all photographs shown are for illustration purposes only. Terms and conditions apply, for further details please visit each individual offer.