Financing your van
So you have made the decision to finance a van, however, now you need to decide which type of finance is the most suitable for you.
The decision is largely based on whether you will be using your van for business or personal use, whether or not you would like to own the vehicle at the end of your agreement and if you are happy to limit your annual mileage.
We will go through each finance product in detail but to save you time you can use our quick guide to help you:
Finance product |
Business/personal use |
Will you own the car at
|
Will there be a mileage limit? |
Personal contract hire |
Personal |
No |
Yes |
Personal contract purchase |
Personal |
Up to You |
Yes |
Hire purchase |
Business/personal |
Yes |
No |
Finance lease |
Business |
No |
Yes |
Business contract hire |
Business |
No |
Yes |
Lease purchase |
Business |
Yes |
No |
Personal loan |
Personal |
Yes |
No |
Balloon hire purchase |
Business/personal |
Yes |
No |
Types of finance
Select a finance type to learn more about it.
Additional Products
Protect your purchase with these insurance products.
Alternative Dispute Resolution (ADR) Process
Who regulates us?
Pendragon Finance & Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA), 25 North Colonnade, Canary Wharf, London, E14 5HS. Pendragon Finance & Insurance Services Limited’s Financial Services Register number is 312666.
You can check this on the Financial Services Register by visiting the FCA’s website or by contacting the FCA on 0800 111 6768.
What to do if you have a complaint
If you wish to register a complaint regarding the sale of either a General Insurance policy or a Consumer Credit Agreement, please contact us either in writing to:
Customer Complaints Co-ordinator, Pendragon Finance & Insurance Services Ltd, Loxley House, 2 Oakwood Court, Little Oak Drive, Annesley, Nottingham, NG15 0DR or by telephoning 03333 239 255.
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.