Finance

We offer a range of Personal Finance options available to help you decide on the best way to purchase your car. For a quotation, information, help, or advice on which option would suit your needs, give us a call and ask to speak to a Finance and Insurance Specialist.

Hire Purchase

An easy and highly flexible method of purchase, ideal for customers who prefer to have ‘ownership’ of their car. Hire Purchase is very popular because it offers a wide range of deposit and repayment periods up to 60 months, thereby allowing customers to have a fixed monthly payment which best suits their budget.

Personal Contract Purchase (PCP)

Ideal for those customers changing or upgrading their car typically at intervals of between 24 months and 36 months. PCP makes it easier for the customer to afford those cars that would normally be considered ‘out of budget’. At the end of the contract there are 3 choices, outright ownership, part exchange for a new car, or hand back the car and walk away with nothing further to pay.

Business User Finance

Hire Purchase

An easy and highly flexible method of purchase, ideal for customers who prefer to have ‘ownership’ of their car. Hire Purchase is very popular because it offers a wide range of deposit and repayment periods up to 60 months, thereby allowing customers to have a fixed monthly payment which best suits their budget.

Finance Lease

Another ‘business user’ facility, monthly rentals attract VAT. Attractive to businesses that can take advantage of accelerated tax benefits and a proportion of VAT can normally be reclaimed.

Variable Rate & Balanced Payment Plan

Applicable to ‘business users’ and finance balances over £15000. Offers ownership with flexible deposit and repayment periods allied to interest rates linked to Finance House Base Rate.